What Is an Income Protection Claim?

Income protection insurance is designed to pay you a regular income if you’re temporarily or permanently unable to work due to illness or injury. This insurance is often held through your super fund or as a standalone policy. Payments typically continue for a set period (like two or five years) or until you reach a certain age, depending on your policy.

If you’ve been off work for longer than the waiting period (commonly 30–90 days), you may be eligible to receive monthly income payments—usually 75% of your regular wage.

This support can help cover:

• • • Rent or mortgage
    • Utility bills and groceries
    • Medical and rehabilitation expenses
    • School or childcare fees
    • Other daily living costs

Our claims advisors help you understand your entitlements, handle all communication with the insurer, and manage the claim so you don’t have to.

Who Can Make an Income Protection Claim?

You may qualify for an income protection claim if:

• • • You have income protection cover (through super or directly)
    • You are unable to work due to illness or injury (mental or physical)
    • Your condition has lasted beyond the waiting period
    • You can provide medical evidence of your inability to work

We regularly assist with claims involving:

• • • Anxiety, depression, PTSD or burnout
    • Back injuries and chronic pain
    • Stroke, cancer or serious illness
    • Surgery recovery
    • Workplace accidents or off-site injuries

Even if you’ve already returned to part-time work or reduced duties, you may still be eligible for partial benefits under some policies.

Why Use Aussie Injury Claims?

The insurance system isn’t always fair or transparent—and many people get stuck, delayed, or denied. We’re here to change that.

Here’s why our clients choose us:

• • • No Win, No Fee: No upfront costs. You only pay if we win your case.
    • Fixed Fee Structure: Clear, predictable pricing. No commissions or bill shock.
    • Low-Value Friendly: We take on claims of all sizes—especially ones others reject.
    • Advisor-First Service: We’re not lawyers—we’re claims experts focused on real results.
    • We Handle Everything: From forms to follow-up, we manage your claim from start to finish.

When you’re recovering, the last thing you need is added stress. Let us do the heavy lifting for you.

Common Roadblocks in Income Protection Claims

Insurance companies don’t make it easy. Here are just a few issues we help our clients navigate:

• • • Delays caused by missing paperwork or unclear medical reports
    • Insurers asking for repeated updates or inconsistent follow-ups
    • Confusion around definitions of “totally disabled” or “partially disabled”
    • Disputes over returning to work or retraining
    • Misunderstanding policy exclusions or benefit periods

We know how these companies work. Our advisors speak their language and know how to present your case in the clearest, strongest way possible.

Already Had Your Claim Denied?

Don’t worry—this is more common than you might think. Many people are rejected for technical or avoidable reasons. We can help by:

• • • Reviewing your claim and explaining why it was declined
    • Gathering stronger medical or financial evidence
    • Clarifying misunderstandings with your insurer
    • Re-submitting or escalating the claim on your behalf

Often, a rejected claim just needs the right support and a second chance. That’s where we come in.

We Make the Complex Simple

Many people avoid making a claim because it all seems too hard. Long forms, confusing policies, and slow responses from insurers can make it feel impossible. But that’s exactly why we exist.

Aussie Injury Claims is built for people just like you—Australians who deserve support when they need it most. You don’t need a law degree or a pile of money. You just need someone in your corner.

Our process is:

✔ Straightforward
✔ Transparent
✔ Affordable
✔ Human-first

Why Our Clients Trust Us

• • • Expertise: Our advisors are experienced with all major super funds and insurers.
    • Accessibility: We accept low-value and complex claims others avoid.
    • Compassion: We treat every case with care, not as a number.
    • Results: We work hard to maximise your outcome and speed up your payments.

Our mission is simple: to give you peace of mind and financial security when life doesn’t go to plan.

Start Your Claim Today

You don’t need to go through this alone. Our team is ready to help you secure the income support you’re entitled to.

✔ No Win, No Fee
✔ Fixed, Low-Cost Fees
✔ Fast Turnaround
✔ Claims of All Sizes Accepted

Start with a free, no-obligation claim review. You’ve got nothing to lose—and potentially thousands in unpaid benefits to gain.