What Is a TPD Claim Through Super?

Most working Australians have TPD insurance included in their super fund. It’s there to support you if you become permanently unable to work due to physical or psychological illness.

A successful TPD claim pays a tax-free lump sum to help you cover expenses and move forward with your life.

You may be eligible to claim if:

• • • You had superannuation with TPD insurance when your condition started
    • Your condition prevents you from returning to your usual job—or any suitable work
    • Your doctors agree that your condition is unlikely to improve
    • You are below the retirement age stated in your policy

This benefit isn’t limited to work-related injuries. Whether your condition developed slowly or suddenly, you could be entitled to claim.

Who We Help in Adelaide and Across SA

We work with individuals and families all across South Australia, including:

• • • Public sector workers in Adelaide, Port Augusta and Mount Gambier
    • Manufacturing and logistics workers in the northern suburbs
    • Teachers and nurses in the Barossa, Riverland, and regional schools
    • Construction and tradespeople injured on the job
    • FIFO and agricultural workers with long-term health conditions
    • Hospitality and retail employees in Glenelg, Norwood and Marion

If your condition—mental or physical—has forced you out of the workforce, we’ll help you lodge a claim through your super and fight for a fair result.

Conditions That May Qualify for a TPD Claim

You don’t need to be in a wheelchair or hospitalised to qualify. If your health has affected your ability to hold down a job long term, your claim could be valid.

We assist with claims related to:

• • • Mental illness, depression, anxiety, PTSD
    • Chronic pain, fatigue, and mobility issues
    • Back, neck or spinal injuries
    • Cancer, heart disease and terminal illness
    • Neurological disorders (e.g. MS, Parkinson’s)
    • Autoimmune conditions and long-term medical treatments
    • Workplace injuries that have led to permanent incapacity

If you’re unsure whether your condition qualifies, we offer a free consultation to explain your rights clearly.

Why South Australians Choose Aussie Injury Claims

We offer a personal, supportive alternative to traditional law firms or large claim processors. Our mission is to make the process accessible, fair, and completely stress-free.

Here’s why Adelaide residents trust us with their super and TPD claims:

• • • No Win, No Fee: We don’t get paid unless your claim is successful.
    • Fixed, Low Fees: No commission-based billing. We agree on the fee upfront.
    • All Claims Welcome: We help with both high-value and smaller claims.
    • Personalised Advice: You deal with a single claims advisor from start to finish.
    • We Handle Everything: No need to chase forms or call super funds—we take care of it all.

Our service is professional, friendly and completely confidential. We support you with care and urgency—because we know how important this is to your future.

Adelaide Super Funds We Work With

We’ve managed successful claims through all major super funds used by South Australians, including:

• • • AustralianSuper
    • Aware Super (common for public sector workers)
    • REST, HESTA, and Hostplus
    • Australian Retirement Trust (Sunsuper)
    • MLC, TAL, AIA, Zurich, and other insurers

If you’ve changed jobs or held multiple super accounts, we’ll check them all to ensure you don’t miss out on any entitlements.

What If Your Claim Has Already Been Rejected?

Many South Australians come to us after trying to make a claim on their own—and being denied. The good news? We often succeed where others give up.

We can:

• • • Review your rejection letter and explain why it was denied
    • Identify missing or incomplete documentation
    • Work with your doctor to strengthen medical evidence
    • Re-submit or escalate your claim through a formal dispute resolution process

Whether it’s been weeks or months since the rejection, it’s not too late. Let us give your claim a second chance.

What Can You Use the TPD Payment For?

Once your claim is approved, your superannuation TPD payout is yours to use however you choose. It’s tax-free in most cases and designed to provide financial relief.

Most Adelaide clients use it to:

• • • Cover rent or mortgage payments
    • Clear credit card or personal debts
    • Pay for surgery, treatment or private rehab
    • Support their family or pay for school fees
    • Take a break and focus on their health and wellbeing

This is your money—it’s time to access it.

Take the First Step Today

If you live in Adelaide or regional SA and are struggling to return to work due to health issues, we’re ready to help you access the super benefits you’ve worked hard for.

✔ Free Claim Review
✔ No Win, No Fee
✔ Claims of Any Size Welcome
✔ Fixed Pricing
✔ Friendly, Local Support