What Is a TPD Claim Through Super?

Most super funds in Australia automatically include TPD insurance. This insurance provides a tax-free lump sum payment if you’re unable to return to work permanently due to a physical or psychological condition.

To qualify, you generally need to show:

• • • You had active superannuation with TPD cover at the time your condition began
    • Your condition prevents you from working in any job suited to your background
    • Your treating doctors agree the condition is unlikely to improve
    • You are below your fund’s retirement age

This isn’t a Centrelink claim. It doesn’t matter whether the condition happened on the job, off-site, or over time. If you can’t work, this support should be available to you—and we’ll help you access it.

Who We Help Across Darwin and the NT

We assist clients throughout the entire Northern Territory, including:

• • • Construction and mining workers unable to return to remote or site-based work
    • Defence and public sector employees living with trauma or injury
    • Retail, hospitality and service staff in Darwin, Casuarina, and Palmerston
    • Health and aged care workers with long-term health conditions
    • FIFO and agricultural staff based in or out of Darwin
    • Teachers and support workers affected by burnout or mental illness

Whether your claim is big or small, we treat every client with respect and care.

Conditions That May Be Eligible for a TPD Claim

Many people assume they need to be completely incapacitated to qualify. But that’s not true. If you can’t return to your usual job—or any similar work—you may be eligible.

We assist with a wide range of conditions, including:

• • • Depression, anxiety, PTSD and work-related stress
    • Cancer, stroke, and life-threatening illness
    • Severe back, neck or spinal injuries
    • Autoimmune and neurological diseases (MS, Parkinson’s)
    • Fatigue syndromes and chronic pain
    • Long COVID and post-viral conditions
    • Physical trauma or degenerative injuries

You don’t need to go through this alone. Let us check your eligibility and explain your options.

Why Darwin Locals Choose Aussie Injury Claims

We’re not lawyers, and we don’t believe in pushing people through a complex legal process when they’re already doing it tough. Instead, we offer clear guidance, fixed fees, and personal service.

• • • No Win, No Fee: We only charge if your claim is successful.
    • Fixed Fees: No commissions or percentages—just fair, predictable pricing.
    • All Claim Sizes Welcome: Whether your payout is $7,000 or $150,000—we’ll fight for it.
    • Friendly, Local Advisors: You’ll have one person supporting you from start to finish.
    • We Handle the Paperwork: You don’t need to chase doctors or call the super fund—we do it all.

We take the pressure off your shoulders so you can focus on what matters most: your health and your family.

Northern Territory Super Funds We Work With

We’ve helped clients across Darwin and regional NT claim successfully through all major super funds, including:

• • • Australian Retirement Trust (including former Sunsuper clients)
    • Aware Super (used by many public sector employees)
    • REST, Hostplus, HESTA and AustralianSuper
    • UniSuper
    • CBUS (common in trades and building)
    • MLC, TAL, AIA, Zurich and more

Even if your fund has merged or changed names, we’ll track it down and help you access all possible entitlements.

What If Your Claim Was Already Denied?

Many valid claims are initially rejected due to:

• • • Incomplete or unclear medical reports
    • Misunderstood work history or job capacity
    • Confusing documentation or poor communication
    • Insurance technicalities buried in fine print

We offer second opinions and second chances. We can:

• • • Review your rejection letter in detail
    • Identify what was missing
    • Gather stronger evidence
    • Re-submit or escalate the claim if necessary

You may still have options—let us help you fight for what’s fair.

What Can the TPD Benefit Be Used For?

Your TPD payout is usually tax-free and there are no restrictions on how you use it. Most NT clients use the funds to:

• • • Pay off debt or rent
    • Cover household bills or daily living costs
    • Access specialist treatment or rehab
    • Support children or partners
    • Take a break to recover emotionally and physically

This is your money. It’s there to give you back some control.

Start Your Claim Today

If you’re living in Darwin or anywhere across the NT and your health is stopping you from working, let’s see if you’re eligible to claim.

✔ No Win, No Fee
✔ Free Claim Check
✔ Fixed Pricing
✔ Local, Friendly Support
✔ Claims of All Sizes Welcome