What Is a Superannuation TPD Claim?

If you’ve had a super fund through employment, chances are you’ve had TPD insurance included in your account. This insurance pays a lump sum benefit if you’re unable to return to work because of a permanent physical or psychological condition.

To be eligible, you typically need to show:

• • • You had superannuation and TPD cover when your condition started
    • Your illness or injury has made you permanently unfit to work
    • Your condition prevents you from doing any job for which you are reasonably trained
    • Medical professionals agree your situation isn’t likely to improve

This claim isn’t about where or how you were injured—it’s about what you’re no longer able to do.

Who We Help Across Hobart and Tasmania

From city workers in Hobart to people in the Huon Valley, Launceston, Devonport or Burnie—we’ve helped Tasmanians in all kinds of industries and life situations.

Our clients include:

• • • Hospitality and tourism staff with permanent fatigue or injury
    • Healthcare and aged care workers managing burnout or trauma
    • Trades and construction workers unable to return to physical labour
    • Admin and office workers with chronic health conditions
    • Teachers, carers, and FIFO workers affected by illness or psychological injury

Wherever you live in Tasmania, if you can no longer work and held TPD cover, we’ll help you explore your options.

Conditions That May Be Eligible for a TPD Claim

You don’t have to be wheelchair-bound or hospitalised to make a successful claim. Many conditions that prevent full-time work are still eligible under super policies.

These include:

• • • Mental health issues (e.g. depression, anxiety, PTSD)
    • Cancer, stroke, or major chronic illnesses
    • Back, neck or spinal injuries
    • Autoimmune or neurological disorders (e.g. MS, lupus)
    • Chronic fatigue, fibromyalgia, or long COVID
    • Mobility impairments or pain disorders
    • Severe physical or emotional burnout

If your condition stops you from working—and you held TPD insurance—we’ll help you build a strong case.

Why Choose Aussie Injury Claims?

Tasmanians turn to us because they want a process that’s clear, personal, and affordable. We don’t rely on confusing forms, call centres, or percentage-based pricing.

Here’s what makes our service different:

• • • No Win, No Fee: You only pay us if we win. No risk, no upfront fees.
    • Fixed, Low Pricing: Our fee is agreed upfront—no surprises or commissions.
    • We Accept All Claim Sizes: Whether it’s $10,000 or $200,000, we give every claim equal attention.
    • Dedicated Claims Advisor: You’ll work with one advisor the whole way through.
    • We Do the Work for You: From paperwork to super fund contact—we handle it all.

We make super and TPD claims easy, so you can focus on your health—not your paperwork.

Super Funds Common in Tasmania

We’ve worked with many of the super funds commonly held by Tasmanians, including:

• • • Australian Retirement Trust
    • AustralianSuper
    • REST
    • Hostplus
    • HESTA
    • UniSuper
    • CBUS
    • Aware Super
    • MLC, TAL, Zurich, and AIA

Even if you’ve had multiple super funds or aren’t sure if your account is still active, we can investigate and help uncover every possible entitlement.

What If You’ve Already Been Rejected?

Many people in Hobart have already tried to claim—only to be told they don’t qualify. But the reality is, many claims are denied because of:

• • • Missing medical evidence
    • Confusing or incomplete paperwork
    • Misinterpretation of your job duties or capabilities
    • A lack of support with the submission process

We specialise in second-chance claims. We’ll:

• • • Review the rejection reason
    • Strengthen your supporting documents
    • Re-lodge your claim or escalate it if needed

Even if it’s been some time, we may still be able to turn things around.

What Can the Payout Be Used For?

Once approved, your TPD payout will be made as a tax-free lump sum in most cases. It’s your money, and you can use it in any way that improves your life.

Our Tasmanian clients often use their payment to:

• • • Pay off the mortgage or catch up on rent
    • Cover daily living costs and groceries
    • Pay for surgery, rehab or ongoing treatment
    • Support their family or relieve financial stress
    • Take time to focus on mental health and recovery

The financial relief this payout provides can be life-changing.

Ready to Start?

If you live in Hobart, Launceston, or anywhere else in Tasmania and can’t work due to a long-term health condition, we’re ready to help you find out what you’re entitled to.

✔ Free Claim Check
✔ No Win, No Fee
✔ All Claim Sizes Accepted
✔ Fixed Fee with No Surprises
✔ Caring, Local Support