What Is a Superannuation TPD Claim?

Most super funds include TPD insurance—a policy that pays you a lump sum if a medical condition stops you from returning to work permanently. This benefit is held inside your super and can be claimed separately from your superannuation balance.

You may be eligible to claim TPD through super if:

• • • You can’t return to your usual job or any job suited to your background
    • You were working when your illness or injury developed
    • Your doctor agrees your condition is permanent
    • You were insured under your super fund at the time

You do not need to prove that your condition was caused at work. You don’t need to be hospitalised. If your health now stops you from earning an income, a TPD claim may provide the financial relief you need.

Who We Help Across Sydney

We support individuals in every corner of Sydney. Whether you’re:

• • • A tradie recovering from an injury in Blacktown
    • A retail worker in the Inner West dealing with mental health issues
    • A nurse from Liverpool unable to return to shift work
    • A former professional in North Sydney living with cancer or chronic illness

We’ll support you with compassion and skill, no matter your background.

We help with a wide range of super and TPD claims, including:

• • • Mental health conditions (PTSD, depression, anxiety)
    • Chronic pain and physical disability
    • Cancer, stroke, or terminal illness
    • Neurological and autoimmune conditions
    • Back, neck, or spinal injuries
    • Degenerative diseases
    • Serious injury following a car or non-work accident

Even if your claim is “low value” or you’ve been told no before, talk to us—we take claims that others turn away.

Why Sydneysiders Choose Aussie Injury Claims

Our process is different from what you might expect from a law firm or large insurance group. We focus on accessibility, transparency, and real results.

• • • No Win, No Fee: We only get paid if your claim is approved.
    • Fixed, Low Fees: You’ll know the cost upfront. No percentages. No surprises.
    • Claims of All Sizes Accepted: We don’t reject smaller claims—every client matters.
    • Real Support from Real People: Speak directly with a dedicated claims advisor, not a call centre.
    • We Handle Everything: You don’t have to deal with super funds or insurers—we do it all.

We help Sydneysiders reclaim what’s rightfully theirs.

Sydney Super Funds and Insurers We Work With

We’ve helped clients with most major funds and insurers that operate in Sydney, including:

• • • AustralianSuper
    • Aware Super (First State Super)
    • Hostplus
    • REST
    • HESTA
    • Sunsuper / ART
    • Cbus
    • MLC
    • TAL
    • AIA
    • Zurich

No matter which fund you’re with—or how many accounts you have—we’ll help you sort it out and maximise your claim.

Already Had Your Super TPD Claim Denied?

You’re not alone. Many valid claims are rejected the first time due to paperwork issues, misinterpretation, or incomplete evidence.

We help Sydney clients:

• • • Understand exactly why they were denied
    • Strengthen their medical evidence and resubmit
    • Communicate with the fund more effectively
    • Escalate claims through internal review or external bodies (e.g. AFCA)

We’ve helped many people turn a “no” into a “yes.” It all starts with a second opinion—and we offer that for free.

What Can the TPD Lump Sum Be Used For?

Once your TPD claim is approved, you’ll receive a lump sum payment that you can use however you like. Most people use the money for:

• • • Rent or mortgage payments
    • Daily living costs or debt
    • Medical or psychological treatment
    • Time off to recover and focus on wellbeing
    • Supporting family or future planning

There are no limits—this is your money, and it’s meant to give you back a sense of control and stability.

Common Questions From Sydney Clients

Do I need to be permanently incapacitated to qualify?
You must be unable to return to any suitable employment, not just your old job.

Is it better to go through a lawyer?
Not necessarily. Our claims advisors often achieve the same or better results, at a lower cost and with a more personal approach.

Can I still claim if I worked years ago?
Yes—if you were insured at the time you stopped working, you may still be eligible.

Can you help if I have multiple super funds?
Yes. We’ll check them all for you.

Ready to Start Your Claim?

We’re proud to support the Sydney community with expert, affordable super and TPD claims assistance.

✔ Free Claim Review
✔ No Win, No Fee
✔ Fixed, Low Fees
✔ Fast, Local Support
✔ All Claim Sizes Welcome