Total and Permanent Disability (TPD) Claims

What Is a TPD Claim?

A TPD (Total and Permanent Disability) claim allows you to access a lump sum payment if you are permanently unable to work due to a physical or mental condition. Most Australians have TPD insurance attached to their superannuation, even if they’re not aware of it. If you’ve suffered an injury or illness and can’t return to work, you may have a right to make a claim—regardless of how the disability occurred.

Examples of conditions that can lead to a successful TPD claim include:

• • • Mental health conditions such as depression or PTSD
    • Cancer and terminal illnesses
    • Chronic illnesses like multiple sclerosis or autoimmune disorders
    • Serious injuries, including spinal injuries, head trauma, and permanent mobility loss

Why Use Aussie Injury Claims?

We understand that many people dealing with permanent disability are already under emotional, physical, and financial stress. That’s why we created a service that puts your needs first. Here’s why more people are choosing us:

• • • No Win, No Fee: You only pay if we’re successful with your claim. No upfront costs. No hidden fees.
    • Fixed, Low Fee Structure: We charge less than traditional firms and accept claims others reject due to size or complexity.
    • Claim Advisor Support: You’ll deal with a real person who guides you step-by-step—no confusing legal language or red tape.
    • Simple, Online Process: We handle everything for you and keep you informed with clear communication throughout.
    • Fast, Efficient Outcomes: We push claims through as quickly as possible so you get the financial relief you need, sooner.

Whether your claim is worth $5,000 or $150,000, you deserve access to the full support available to you—and that’s what we provide.

Who Can Make a TPD Claim?

You may be eligible to make a TPD claim if:

• • • You’re unable to work in your usual job—or any job that suits your education, training or experience—due to illness or injury
    • You have TPD insurance cover through your super fund
    • You were working or had superannuation coverage when you became ill or injured
    • A doctor has certified that your condition is unlikely to improve

You don’t have to be completely incapacitated—many successful claims are made by people who can still perform day-to-day tasks but are unable to hold suitable employment.

Common Misconceptions About TPD Claims

A lot of people delay claiming because of common myths. Here’s what you need to know:

• • • You don’t have to be on Centrelink to qualify.
    • You can still have an active super account or multiple super funds.
    • You can make a claim even if you left work years ago.
    • You don’t need to have been injured at work.

If you’re unsure, talk to one of our claims advisors. We’ll assess your eligibility at no cost and give you clear next steps.

What Sets Us Apart?

Many firms only take on high-value or easy claims. We believe every claim matters. Whether your claim is for $10,000 or $100,000, we treat it with the same level of care and urgency.

Our streamlined, digital-first process also means we can offer:

• • • Faster claim turnaround times
    • Lower operating costs passed on to you
    • Nationwide service from anywhere in Australia
    • Ongoing communication and transparency—no chasing for updates

If you’ve already spoken to a lawyer or another firm and been turned away, don’t give up—talk to us.

What If Your Claim Has Already Been Denied?

If your TPD claim has been declined, don’t panic. Many denials can be overturned with the right information and follow-up. Our team can:

• • • Review the reason for denial
    • Identify missing documents or issues
    • Re-lodge the claim with additional evidence
    • Escalate the matter to dispute resolution channels

We regularly assist with claims that were initially denied or delayed—and turn them around.

Ready to Get Started?

You don’t need to figure this out alone. We’re here to help make the process smooth, simple, and successful.

✔ Free Claim Assessment
✔ No Win, No Fee
✔ Fast Turnaround
✔ Claims Others Won’t Take

Speak with one of our friendly claims advisors today. We’ll let you know where you stand and handle the rest.